Schultz Clavin Giannone Wealth Management Group Wells Fargo Advisors

Carl, John, Lisa, Chris and Don

 

The SCHULTZ CLAVIN GIANNONE Wealth Managment Group welcomes you to our web site, where you'll find an abundance of information about our capabilities and how we can help you reach your financial goals. In addition, our site offers a wide variety of useful information, including calculators, articles, a portfolio tracker, and more.

We created this Web site to help you gain a better understanding of our practice. The links pertaining to our investment philosophy and process will educate you on our methodology.  After perusing the site, you should better understand our goal-oriented investment planning and and how it relates to the financial concepts behind long-term investing, retirement & estate planning, and wealth preservation. Most importantly, we hope you see the value of working with us to pursue your financial goals.

Through our website, you will be able to reach us by E-mail, learn more about who we are and also get to know the members of our team a little better.  Additionally, you will have a source for fast, easy access to market performance & data and a link to your account access as well as the Wells Fargo Advisors website.

We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information and we wouldn't want you to miss any developments in the area of personal finance. 
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Lease Payment

How much would your monthly lease payment be?

Savings Accumulation

Estimate the future value of your current savings.

More Calculators →

Newsletters

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

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